Make It Happen Loans

Loan for all the things you want in life
Every stage of life is marked by milestones…events and achievements. The key to progressing from one milestone to the other is having access to the tools that will help you reach your goals- to keep you moving successfully to the next stage of life.

At Republic Bank we have created our MAKE IT HAPPEN LOANS to take you through each stage of life, as we aim to assist you with the funds you need for the things you want to do.

By definition, a loan is an arrangement in which a lender like us gives money to you our customer, and you agree to repay the money, along with interest, at some future point(s) in time.

Let's say you would like to make a purchase and you do not have the full amount of the purchase price in cash. You can borrow money from us at Republic Bank and sign a loan agreement, which outlines the following:

1. Your monthly installment
2. The interest that will be applied to your loan
3. The period over which you will repay the loan
4. The collateral, if any, that you have pledged to secure the loan.

It's simple. So you can keep your savings and investments growing while you continue to MAKE IT HAPPEN. Perhaps an example will help.
Use the equity you have built in your home to improve your family's life. Get a Home Equity Loan to send your children to university, finance home improvement projects, purchase land, install that pool, fund your child's wedding, or even pay for that dream vacation.

• Buying a car
• Home Equity Loan
• Educating your children at University
• Fixing up your car
• Making an investment
• Taking a vacation
• Buying computer equipment and software
• Consolidating existing debts
• Back to school expenses
• Buying appliances
• Wedding expenses
• Maternity expenses
• Professional expenses
• Buying furniture

When you're completing your application, your Sales Officer will assist you in determining the terms that best suit your financial needs.

Use our Loan Calculator to help you determine:

• How much you can afford to borrow
• What your monthly payment will be

How Will I Benefit If I Take A Make It Happen Loan From Republic Bank?

• Convenience - access to the widest network of branches and ABMs locally
• Flexibility in amount and timing of payments to coincide with salary.
• Quick decisions.
• Free Auto Transfers on savings or chequing accounts for loan payments.
• Most affordable interest rates.
• Monthly instalments tailored to meet your ability to repay.
• Refinancing and consolidation of debts available.
• Group Life Insurance coverage available at minimal costs (Also available to Co-Borrowers).
• Ability to borrow against your deposits at more attractive rates.
• Establishment of a good credit rating once your loan is properly serviced.

Before visiting our branches, ensure you have the following documents:

Two (2) forms of valid identification
Job letter (Dated no later than 3 months from the date of application)
Pay slip (current month - monthly paid/ last four weeks – weekly paid)
Proof of address (utility bill, land tax bill, etc.)